We search rates among 236 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

236+

Number of Lenders

14963+

(Avg. 5.0) Google Reviews

2250+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 236 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

Tiffany and Luke handled our case swiftly and smoothly, so much that our first home buying experience was a breeze! They were always communicative with us and addressed all of our concerns throughout the process. We would recommend their service with ease!
Mike on Nov 7, 2025, 3:23 PM

I highly recommend Chris Marmolejo to anyone looking for a loan. No matter what obstacles got in the way he found a solution and make a way. Because of his hard dedication I was able secure my Loan and I was able to stay in my “ Home Sweet Home” I’am so grateful for his professionalism and experience, and the whole entire team. It was a pleasure working with Chris I will be recommending Chris Marmolejo to everyone.
christina Rodriguez on Nov 7, 2025, 11:57 AM

Kenia Santos on Nov 7, 2025, 11:31 AM

We worked with Antonio at Loan Factory for our mortgage, and the experience was fantastic. Antonio was responsive, knowledgeable, and patient throughout the entire process. He took the time to explain all our options, helped us get an excellent rate, and made what could have been a stressful experience completely smooth. We highly recommend Antonio and the team at Loan Factory!
Lisa Blocksage on Nov 7, 2025, 11:06 AM

Great work and smooth process from Thuan, Lucy and Ann!! Can't wait to work with them again on another property purchase. No need to shop around for rates, just go with loan factory!!
Anthony Nguyen on Nov 7, 2025, 9:52 AM

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