We search rates among 233 lenders
Mortgage Disclosures

Mortgage Rates

OUR ACCOMPLISHMENTS

233+

Number of Lenders

14667+

(Avg. 5.0) Google Reviews

2180+

Loan officers

Licensed states

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 233 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rates comparisons across all lenders		Sometimes

Our Client Testimonials

Thank you so much, Matt, for everything you've done. I truly appreciate your support and the time you’ve taken to help.
Huy Nguyen on Oct 13, 2025, 12:43 AM

Thank you Matt and Norah for helping me with this loan
Dien Xuan Do on Oct 13, 2025, 12:40 AM

The whole process was very easy & well guided by team. I am very pleased with the rate & costs toward closing. I live on the east coast & although their office is on the west coast; every one managed to come together to complete tasks in a timely manner. I highly recommend this lender for any mortgage needs.
Thuy Vo on Oct 12, 2025, 1:55 PM

Jamison Hoo on Oct 12, 2025, 10:21 AM

Ardalan Vahabzadeh on Oct 11, 2025, 7:44 PM

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